“Many of the country’s top-ranked schools also accommodate the busy professional by offering certificate and degree completion programs online,” he says. “If you’re interested in becoming more marketable to your current employer or want to explore opportunities with a competing company, consider carving out time to study for a graduate degree or specialized designation for your industry.”

Complete errands or tasks for the elderly. Older people often need help with buying groceries, cleaning their home, performing home maintenance, and paying bills. To find clients, contact your local community center or church to find out if anyone needs help. Additionally, you might post an ad in your local classifieds or talk to people you know to find out if they know someone who needs help.[5]


The nuts and bolts of an annuity boils down to some very basic contracting. You, as the investor, pay a lump sum amount to the annuity issuer, typically an insurance company. At a pre-defined period, typically your retirement, the annuity would mature and start paying you a fixed amount every month. The advantage of an annuity is that you will not have to pay taxes until the annuity payments actually start accruing to you. Although considered low risk, annuity provides charge high fees and their success is largely dependent on the reputation and stability of the insurance company underwriting the annuity.
Start a photography business and sell your photos online. If you have a nice DSLR camera and take good photos, do photography sessions or take photos of events, like parties and weddings. As another option, create fine art photos that people may want to hang on their walls, or take stock photos to sell online on sites like iStock Photo, Shutterstock, or Alamy.[12]

In the early 1900s, purchasers of stocks, bonds, and other securities were described in media, academia, and commerce as speculators. Since the Wall Street crash of 1929, and particularly by the 1950s, the term investment had come to denote the more conservative end of the securities spectrum, while speculation was applied by financial brokers and their advertising agencies to higher risk securities much in vogue at that time. Since the last half of the 20th century, the terms speculation and speculator have specifically referred to higher risk ventures.
Often, what happens is that we run into unscrupulous Internet Marketers (IMs) who have less-than altruistic intentions of extracting money from you rather than helping you to make it. However, this isn't something new. People have been falling for networking marketing, pyramid schemes, and affiliate marketing scams since before the start of the net.

I used to have fun doing surveys while I watched TV. I was choosy about the companies I used and I never paid to sign up for any. I got about $25 in free BlockBuster movie coupons, cashed out about $25 from another site and did an in house project trial where a company sent me to full size body lotions to use and record information about. I had fun, felt like my input was improving the business world, but I wasn’t looking to get rich quick, just earn a little bit in time that typically wasted. Some survey companies pay very little, others pay better. Of course, it is not fair to the businesses conducting the research to lie in order to qualify for a survey and they certainly deserve honest and thoughtful answers to their questions. The companies I worked with told me how much the survey would pay and how long it would it would take. Research for the reputable companies.
What are dividend stocks? They are just like regular shares of stock, but with one exception: For every share of a dividend stock that you own, you are paid a small portion of the company’s earnings. Basically, you get paid just for owning the stock! If you are looking to get started with dividend investing, check out Ally Invest (which is included on our list of best investment apps).
The good news is, there are other ways to invest in real estate outside of real estate notes. One option I’m really excited about is a company called Fundrise. Fundrise offers an investing scenario similar to the one above. They buy commercial properties and allow investors to invest small sums of money. Obviously, this is yet another hands-off investment. You may own part of a commercial real estate project, but you don’t even see or deal with the property itself.
Getting a raise is an excellent move because it doesn’t require you to trade more time for more money. You are putting in the same amount of time, but pulling a bigger paycheck. But, it’s always a bit tricky to ask for a raise when your company already has you at your current salary. You’ve got to make a strong argument you deserve the increase. Here are the top 10 mistakes to avoid when asking for a raise. https://www.facebook.com/Buzzing-Offer-Digital-Marketing-1107247206148320/
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