If you have a brokerage account already, then you may want to stick with it. Otherwise, you’ll need to find a new place to help you invest your funds. One company I always suggest is Betterment. With Betterment, your money can be invested in ETFs and they don’t charge a fee for managing these for you. Plus, they actually pick the ETFs you invest in based on your appetite for risk, investing goals, and other factors.


An instance in which the price to earnings ratio has a lesser significance is when companies in different industries are compared. For example, although it is reasonable for a telecommunications stock to show a P/E in the low teens, in the case of hi-tech stock, a P/E in the 40s range is not unusual. When making comparisons, the P/E ratio can give you a refined view of a particular stock valuation.
While it may seem strange to hear a financial advisor suggest people invest in peer-to-peer lending, I’m not the only one who sees the value in these platforms. Kansas City Financial Advisor Clint Haynes told me he supports peer-to-peer lending as an alternative to the stock market for a few reasons. First, these companies make it easy to sign up and get started. Second, your rate of return can range from 5 – 7 percent for safer loans and even more for riskier loans. Last but not least, you can typically open a new account with as little as $1,000.
What are dividend stocks? They are just like regular shares of stock, but with one exception: For every share of a dividend stock that you own, you are paid a small portion of the company’s earnings. Basically, you get paid just for owning the stock! If you are looking to get started with dividend investing, check out Ally Invest (which is included on our list of best investment apps).
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I used to have fun doing surveys while I watched TV. I was choosy about the companies I used and I never paid to sign up for any. I got about $25 in free BlockBuster movie coupons, cashed out about $25 from another site and did an in house project trial where a company sent me to full size body lotions to use and record information about. I had fun, felt like my input was improving the business world, but I wasn’t looking to get rich quick, just earn a little bit in time that typically wasted. Some survey companies pay very little, others pay better. Of course, it is not fair to the businesses conducting the research to lie in order to qualify for a survey and they certainly deserve honest and thoughtful answers to their questions. The companies I worked with told me how much the survey would pay and how long it would it would take. Research for the reputable companies.


Become a freelancer in an area where you have expertise. If you have a skill that’s in demand, you can sell your services directly to clients who need them. Advertise your services on a personal website and look for freelancing jobs on sites like Upwork, Freelancer, and Fivrr. Additionally, hand out business cards and encourage happy clients to tell others about your work. Here are some ways you can earn money as a freelancer:[15]
* Fidelity® Wealth Services is an investment advisory service that provides nondiscretionary financial planning and discretionary investment management for a fee. Minimum investment is $50,000 for access to a team of advisors and $250,000 for access to a dedicated advisor. See the Fidelity Wealth Services Program Fundamentals for program details or speak with a Fidelity advisor.
Refinish old furniture from thrift stores, yard sales, or online ads. Sand down the furniture to smooth out the surfaces and buff off some of the old paint or stain. If you want to restain it, use a lacquer or paint thinner to remove the stain. Then, re-stain the piece. If you plan to repaint it, apply a primer and let it dry. Next, apply at least 2 coats of paint, letting each coat dry for at least 24 hours. If necessary, add new hardware to finish the piece.[13]
Uploading videos on YouTube - You can monetize your funny videos on YouTube with Google AdSense. All you need is a YouTube channel then upload videos of your funny cat or your crazy friend, and YouTube viewers will get you paid. Getting paid to download apps. You can get paid by specific companies by downloading their apps and getting bonuses for every week the app remains installed.

If you wish you had a little more money in your pocket, you’re not alone. Fortunately, you have a variety of options when it comes to making money. Doing odd jobs is a quick and easy way to earn money. Similarly, reselling items or selling items you make can earn you extra cash. As another option, earn money online by writing a blog, freelancing, or doing online surveys.
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